Simple access
The financial services people need, in one clear place.
About Emerald EkamBy Emerald Finance Limited
Finance at work, built on real financial capability.
Emerald Ekam brings the strength of Emerald Finance to your workplace: one platform that helps employees thrive and keeps employers in control.
The idea in one line Make good financial services easy for every employee to reach, and easy for every employer to run.
01Origin
Ekam started with a problem we kept seeing at work.
Employees want simple, trustworthy access to financial services. Employers want to offer them without losing control. Access alone isn’t enough: eligibility, approvals and salary-linked rules matter too.
Confident control
Over eligibility, approvals and salary-linked rules.
One platform, both sides
Ekam connects employees and employers through one operating layer.
02Evolution
From finance to workplace infrastructure.
Lending
Our own-book lending gave us a strong financial foundation.
Distribution
Lender partnerships widened what customers could reach.
Employer finance
Salary-linked workflows brought finance to where people work.
Emerald Ekam
One platform for access, control and clear visibility.
03Perspective
For employees
“What can I access?”
Find and use the financial services you need, in one clear place.
For employers
“What is live, and what needs attention?”
Stay in control of access, approvals, salary rules and reporting.
04Lineage
What sits behind Ekam.
Ekam is backed by the capabilities of Emerald Finance, so you build on real strength.
The workplace platformEmerald EkamOne layer for access, controls and visibility
NBFC foundation
Financial capability beyond software.
Lender ecosystem
Distribution relationships across lending.
Employer operating experience
Salary-linked operating experience.
Enterprise technology
Portals, integrations and reporting.
The institution behind EkamEmerald Finance Limited
- BSE-listed NBFC
- CRISIL BBB-
- 50+ lender relationships
What we are building towards
Financial wellness that starts at work.
Simple for your people. Controlled by you.