The Ekam product ecosystem

One workplace platform. More ways to look after your people.

Borrow, access earned salary, invest, protect and save. Ekam puts the financial services your people actually use in one place, right where they work.

Explore the products Build your product mix
Product explorer

Eight products. Find the one that fits.

Access money
Save & protect
Everyday value
Access money · Borrow

One front door to a wider world of loans.

Compare personal, business, gold, home and property loans without hopping between lender sites and forms. Ekam keeps it all in one place.

  • Start from what you need
  • Share your interest in a few taps
  • Follow every step inside Ekam
PersonalBusinessGoldHomeLoan Against Property
Bring this to my workplace
BorrowChoose a need
₹Personal▣BusinessAuGold⌂Home▤Loan Against Property
NeedInterestOfferStatus
50+lender relationships behind the marketplace

Illustrative screen

Why it is organised this way

Not a wall of products. Just what people need.

01

Money when timing matters.

Borrow from a wide lender network, or let employees reach earned salary whenever a surprise arrives.

Loan MarketplaceEWAPayroll Funding
50+lender relationships behind the marketplace
02

Save and protect.

Put a little aside and stay covered, without leaving Ekam.

Digital GoldMutual FundsInsurance
03

Everyday value.

Everyday perks that give people a reason to come back, month after month.

Gift CardsRewardsBills

One account. One login. Zero juggling.

  • One login
  • Shared activity view
  • Employer-enabled access
At a glance

How each product works for your people.

ProductNeed it servesWhat the employer setsWhat employees see
Loan MarketplaceAccessWhether it is enabledBorrowing categories, offers and status
Earned Wage AccessAccessLimits, windows, approvals, deductionsAvailable earned salary and transactions
Payroll FundingAccessEligibility, cycle, funding, reportingAn organisation-level workflow
Digital GoldSave & protectWhether it is enabledBuy, sell and holdings
Mutual FundsSave & protectWhether it is enabledCurated schemes to explore
InsuranceSave & protectWhether it is enabledProtection options
Gift Cards & RewardsEveryday valueReward models for engagementVouchers and redemption
Bill PaymentsEveryday valueWhether it is enabledEveryday utility payments
Build your product mix

Build the Ekam your people will love.

Start with what matters most and add more as you grow. You don’t need to launch everything at once. Tick the products you’d like to explore.

Your Ekam would include 2 products
    Get Ekam for your Organisation See the platform