One employer ecosystem
Bring lending, salary-linked access, investments, protection and benefits into one workplace destination.
For Employers & HR Leaders
Give employees more. Add less work for HR.
Bring loans, salary-linked access, investments, insurance, rewards and everyday financial services into one employer-enabled ecosystem — with the controls your organisation needs.
BSE-listed NBFC backing
200+ corporate relationships
50+ lender partnerships
Employer workspaceControls, approvals, employees and reporting in one view.
Organisation-specificProduct access & programme rules
Multi-levelApproval workflows when required
Salary-cycle alignedWindows, deductions & limits
Central visibilityEmployees, usage & reports
Built for the employer side of financial wellness
A broader benefit ecosystem, without another HR burden.
Practical employee utility. Clear employer control.
Organisation-level control
Decide product access, limits, approval flows, salary-cycle settings and organisation-specific rules.
Usable reporting
Track adoption, employee activity, salary-linked usage, deductions and product performance from focused reports.
Structured governance
Support configurable approval layers and employer-specific workflows without forcing every organisation into one model.
Employer control centre
Set the rules once. Keep the programme under control.
Ekam is designed around organisation-specific configuration rather than a one-size-fits-all benefits catalogue.
01Product access
02Approval workflows
03Salary-cycle rules
04Employee administration
Emerald EkamOrganisation Control Centre
Live
Employees1,248Active workforce
Products6Enabled services
Approvals32Require action
ControlStatus
Earned Wage AccessLimits + withdrawal window configured
EnabledApproval workflowL1 + L2 organisation approval
ActiveDeduction cycleSalary-linked monthly processing
MonthlyLoan MarketplaceEmployee discovery access
LiveOne platform, more employee utility
Benefits employees can actually use through the year.
Instead of another single-purpose benefit, Ekam gives employees one familiar place for borrowing, salary access, investing, protection and everyday value.
Emerald Ekam
One employee destination
Employer-enabled access to practical financial services — with a consistent experience across products.
Explore the product ecosystem →A simple employer rollout
From configuration to ongoing visibility.
Four clear stages explain how Ekam fits into the organisation without making the process feel operationally heavy.
01
Configure
Products, eligibility, approval rules and salary controls are mapped to the organisation.
Your programme rules
02
Onboard
Employee records are added through structured employer workflows or supported integrations.
Your workforce goes live
03
Launch
Employees discover and use only the services enabled for their organisation.
One employee experience
04
Measure
HR gets clear visibility into adoption, activity, approvals and salary-linked reporting.
Ongoing employer visibility
Built around your organisation
Make financial wellness a benefit employees actually use.
We’ll map Ekam to your workforce, salary cycle, approval requirements and employee financial needs.
Get Ekam for your Organisation →
Backed by Emerald Finance Limited