Find what applies to you
Start with relevant access
See services available through your organisation and eligibility instead of navigating a generic catalogue.
For Employees
Your financial life. One workplace hub.
Use Emerald Ekam for the everyday and the important — borrow when needed, access salary-linked services, grow savings, protect what matters and get more value from workplace benefits.
One loginEmployer-enabledClear status
Good afternoonYour Ekam
● Live
Available now
₹12,800
Across employer-enabled services
₹BorrowLoans
↗Salary accessEWA
◒GrowInvest
★SaveRewards
Application statusOffer generated
View offer
Recent activity
Digital Gold value updated
HomeActivityProfile
A simpler workplace financial experience
Financial services should feel connected, not scattered.
Ekam brings the employee experience together so finding, using and revisiting workplace-enabled financial services feels more coherent.
Explore everything available on Ekam →
Move without restarting
Stay in one familiar ecosystem
Different financial journeys feel connected even when different products and partners sit underneath them.
Come back anytime
Keep your activity in view
Return to applications, transactions, benefits and investments through the same employee account.
BorrowAccess salaryInvestProtectSaveUse everyday services
For different moments in your year
Ekam stays useful beyond a single transaction.
Financial needs change from month to month. The platform is designed to stay relevant across immediate needs, planned goals and everyday savings.
See the full product ecosystem →Unexpected expense
Need liquidity quickly
Discover borrowing or salary-linked options available to you.
Monthly planning
Manage the in-between
Use workplace-enabled access and keep track of transactions.
Longer-term goals
Start building wealth
Move from everyday utility into investments and protection.
Everyday spending
Get more from benefits
Use rewards, gift cards and utility services through the same account.
Simple by design
From discovery to completion in one familiar journey.
Less switching. More clarity.
01Discover
See what is available to you
Start with services enabled for your organisation and your eligibility profile.
Relevant product discovery02Apply or transact
Complete the right journey
Borrow, buy, invest or redeem through a guided experience without bouncing across portals.
Guided action flow03Track
Know where everything stands
Follow application status, transactions and usage through the same employee account.
One connected accountMy EkamActivity
This monthPersonal LoanOffer generated
ViewDigital GoldPurchase completed
₹2,500Gift CardOrder completed
₹1,000EWAAvailable balance
₹8,000One account, one view
Know where everything stands.
A single employee account keeps the experience connected — from applications and transactions to rewards and investments.
✓Application status stays visible
✓Transactions remain easy to revisit
✓Different services feel like one platform
Emerald Ekam
Financial wellness that stays useful all year.
One workplace destination across borrowing, salary access, investments, protection, rewards and everyday financial services.