Cover the unexpected, reach the salary you’ve already earned, grow your savings and stay protected — all in one app your employer brings to you.
Illustrative screens. Services, limits and eligibility depend on your employer and lender partners.
Follow a month in your life and see how Ekam has your back — when it really matters, and in the everyday moments too.
Compare loan offers from lender partners or tap into salary you’ve already earned — without chasing forms or favours.
Explore loansAccess the salary you’ve already earned, within your employer’s limits, and see every transaction in one place.
Explore salary accessStart small with digital gold or mutual funds, and look at cover that protects what you’re building.
Explore wealth & protectionBuy gift cards, redeem rewards and pay bills from the same account you already use.
Explore rewards & servicesEverything you’ve just seen, in one place and ready to use the moment your employer switches it on.
Compare offers from lender partners and pick what suits you.
Get to the salary you’ve already earned, right when you need it.
Start small. Watch it grow.
Protect the people and things that matter most.
Get more back from every purchase.
Pay everyday bills in a single tap.
Every loan, top-up, investment and reward stays together, so you never have to wonder where things stand.
Ekam comes through your employer, so check it’s live at your workplace. It takes a minute.
Open the Ekam portal and sign in with your details.
Go to loginChoose from the services your organisation has switched on and make your money work harder.
Offered by your employer. Backed by a BSE-listed, CRISIL-rated lender with 50+ lending partners.
Still unsure? Your HR team can tell you which Ekam services are live at your workplace.
Emerald Ekam is a workplace financial hub. If your employer has enabled it, you can borrow, access salary-linked services, invest, get insured, redeem rewards and pay everyday bills from one account.
Ekam is offered through employers. If your organisation has enabled it, you will see the services available to you. Specific products depend on your employer’s settings and your eligibility.
Depending on what your organisation enables, you can explore loan offers, access earned salary, buy digital gold, invest in mutual funds, view insurance options, buy gift cards and pay bills.
Yes. Your Ekam account keeps applications, transactions, benefits and investments in one place, so you can return to them anytime.
Emerald Ekam is built by Emerald Finance Limited, a BSE-listed NBFC with lending, distribution and employer-finance capabilities, rated CRISIL BBB- and working with 50+ lender partners.
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